costs 7.99. keep calm while we steal your data. company also selling a t-shirt says i'm watching a t-shirt for 11.99. will it sell? liz: "money" with melissa francis is next. melissa: it is official. there's a full-on war against corporate america. is it real or just fabricated by the unions? we're talking walmart to mcdonald's. both sides are lining up for battle. even when they say it's not, it is always about money. melissa: wisconsin governor scott walker knows all about this war on corporate america and the huge hand unions have had in all of it. he writes about it in more in his new book, unintimidated. i got a take earlier today. you took on the public unions in 2011. you were almost recalled as a

result. what is your relationship with them like now? >> well, the public employee union bosses are not real happy but i think hard-working employees, the good decent public servants, many of whom in the past were stuck giving, for example a teacher in milwaukee as many as $1400 for union dues can use it for kids college education or health care or pension, those workers feel much better. good once in particular. now we can hire and fire based on merit. we can pay based on performance. put the best and brightest in our classrooms and government positions and reward ones doing exceptionally well. melissa: those public unions. unions across the board, causing a lot of tumult in america right now. look what is going on in walmart. in the press at least there is a war on walmart right now, whether they're talking about wages, highlighting anything that goes on in the store. do you think that unions in trying to unionize in walmart is behind some of that? >> oh, i think there is a whole big political effort. look at some of the groups out

there. there is a big difference i see in my state, other states between some skilled trade workers, folks focused on building things, roads, bridges, buildings, versus those trying to organize places at walmart or places like retirement homes or nursing centers, care centers and things of that nature. you see a much more combative political effort there. that is part of that vicious cycle we saw in the public sector where taxpayer money goes to pay for legitimate wages an benefits but on top of that they pile on union dues go not just to run the union but run their political operations which only support candidates who continue that cycle and nowhere in that cycle does somebody stand up for taxpayers. more than anything this is not about protecting workers. for years it has been about protecting raw political power of union boss. that is why they came out in such big numbers to try to take me on as we talk about in the book because they knew that we were going to break that stranglehold on their power. >> you are up for re-election in 2014. i can hardly believe it.

your third time running. >> it is. melissa: in the past four years, you must being exhausted. is it tougher or easier this time? >> it is still tough. a lot of people look at our victory last june realize we won with bigger margin with more votes cast than the first time. many people think okay, he will have no problem in 2014. i come in almost evenly divided state. many people would be surprised, one out of six voters voted for me in june and turned around and voted for barack obama in november. makes no sense politically. certain swing voters do that. >> what do you make of that? what do you make of those swing voters? what is the message in there and what is the takeaway for other candidates? >> takeaway is not to run in the middle like some people in washington claimed after last year but rather to lead. many of voters in times of crisis in particular, economic or fiscal we see of late, what they want more than anything is not just republican or democrat

leadership, they want leadership. we had aggressive leadership. now the president i don't think provided right leadership. but in a vacuum where unfortunately the romney campaign didn't give a compelling message at least in my state as what he would do and how people make my state's lives better, they tell there was vacuum. they voted for me because they thought i was providing leadership. they voted for president because under false pretense because they thought he provided leadership and there was a void. i talk about lessons learned from which is not own applies to last year's presidential campaign but elections in the future. melissa: who would be the best bet for republicans in 2016 and would you be among those names? >> two things. one, first and foremost we should be focused on 'in 14, of the. battle grouped states switched with governors not just legislative authorities. that is the key.

we have real chance winning united states senate back. that is key to future success getting real reform done. i think ideal candidate might be exceptional candidate like paul ryan, someone with executive experience, either current or former governor. i think there are 30 good examples all across america rrceipt now in our states where they're offering optimistic relevant messages. most importantly showing courage we have to act on beliefs. that is happening in the states. many are battleground states where obama won last time yet they have republican governors. melissa: if i would sort through all this, would you throw your name into the mix? >> i, i had to work pretty hard being governor the last 2 1/2 years, not once but twice and i will again next year. i want to stay focused being governor. we'll see what the future holds. any decision would be based largely not is what is important for my future but the what is important for the people of wisconsin's future. we want to support better alternative going forward that has executive experience.

melissa: absolutely. congratulations on the book "unintimidated." thanks for coming on. >> thank you. melissa: up next, ashton kutcher joining a battle on corporate america calling out walmart in a twitter war of words. will his celebrity be what brings down the corporate giant? you have to hear this one. it is amazing. amazon is going postal. inknow straight tiff online retailer seals a deal for saturday delivery. is it enough to save our mail service? the u.s. postmaster general is here to tell. more "money" coming up. ♪

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melissa: it is our theme tonight, taking on corporate america. ashton kutcher, taking beef with walmart to the twitter vest and mcdonald's is another company caught in the cross fire. mickey d's latest saga, advice sing their stress away or chew it away with gum or pack their bags to take vacation in an effort to maintain balanced life. critics say pay your workers more money that would fix it. why are corporations america's favorite whipping boys now?

we have brian from advisors and jonathan hoenig, capitalistpig.com. i want to start with the kutcher twitter war, it is worth trying because the story is so insane. he tweets, walmart, is your profit margin so important that you can't pay your employees enough to be above the poverty line? walmart engages him. they respond back. say it is unfortunate that act of humankindness, bins with soup for thanksgiving taken so out of context. we are proud of our associates in canton. kutcher fires back. you should be proud of your associates but i'm not sure if they should be proud of you. goes on and on as they have this ridiculous fight of words. jonathan, what is your reaction? i don't even know where to start. i will let you. >> ashton kutcher doesn't have a original thought in his head. promoting steve jobs movie, parodying steve jobs movie. promoting obama he was parroting obama's language with that

collectiveness pledge video. he doesn't have a original thought in his body. certainly not a capitalist thought. walmart succeeds because of free voluntary trade. million plus employees voluntary work for the store. people voluntarily shop at store. when they build the store it raises property values in the neighborhood. kutcher doesn't have a thought in his head. melissa: brian, ashton kutcher likes what is trendy. to me piling on walmart, the coolest thing to do in america is beat up on big corporations, like walmart, like mcdonald's. that is our point. when you see hollywood piling on, then it's cool to kick walmart while they're down. why is this? >> first of all i'm on team hashtag ashton here. reality not saying necessarily new we don't already know. over 800,000 walmart employees. melissa: you're on ashton's side? come on! >> i seen walmart. watched it first-hand next several years. 800,000 workers earning less

than $20,000. you have walmart employees now being replaced by electronic terminals. having their schedules changed where they can't even plan their life. i think it is impacting walmart in the store. melissa: brian, if this is the case, why are there 23,000 people in washington, d.c. applying for 600 jobs? if it is such a horrendous place to work why is there acceptance rate lower than harvard's acceptance rate in d.c.? >> that is reality where we are in the economy. walmart, yes, many respects it is coming to markets where it is not now. there are, there is no, building stores where there is nothing there right now. so buy going to have -- melissa: nothing in d.c. there is no other place, okay. >> it succeeds by making money. being profit-seeking. melissa, that is the point of what you're asking here. why is big business so hated? because they're profit-seeking. >> not, sacrifice is very, very low. walmart -- >> how terrible that is. oh, my gosh, would be so much

better if prices were high. that way employees could make $15 an hour, right? this is individualism, capitalism, versus collective i'll which we know ashton an apparently our guests supports as well. >> walmart paid employees more that would buy more at walmart's stores and that would help economy. melissa: having lower prices their employees can buy more in walmart stores. you can take that argue end in either direction, frankly you don't make any traction. move on to mcdonald's. mcdonald's is another one that is everybody's favorite whipping boy right now. they have this mc resource line. they need to shut the line down. i think it started with nice idea they would try to help their employees. everyone calls into it and getting more fodder. latest thing, don't let distraction of your money worries prevent you from getting regular exercise and eating healthy, getting enough sleep. this is the website from the mcresource line. >> what is controversial about that? melissa: it is bad, it is bad pr they may have the right sentiment but they're setting

people up to say pay your people more and then they won't be that stressed out. go ahead, jonathan. >> they're not setting people up. they're setting unions up, there always been saying that. unions would like someone to make $25 an hour for flipping a burger. unfortunately that is not what market realities dictate. good thing about mcdonald's, you never hear unions talk about, 40 percent of their high paid execs started flipping burgers. started on the line. hats off to mcdonald's. 1.8 million people, giving them first skills to be move them themselves up from lower paying job. melissa: brian give us your best shot. let us have it. >> maybe me agreeing up in small town, melissa, reality mcdonald's asked their employees do significant more since 2010. what are they doing? massively expanded menu. end of gift fifth all mcdonald's restaurants will be remodeled. more work on employees. pulling in 20 hours a week. melissa: no one is being forced to work there, brian. such slave labor you don't need to work at any of these places.

no one is being forced. there is no slavery. >> imagine, melissa, expanded their menus. those bastards. my god, that is why it is called work. people voluntarily line up for these jobs and make a good living given the skills that they have. melissa: brian, bail us out here i don't know if you can say that on basic cable. give us your last shot. >> the reality mcdonald's, if you work at mcdonald's you might have to have a second job. melissa: yeah. >> that is not high quality of living. to ask the poor workers to work more, put more blood out of a rock i think you're asking a lot. melissa: all right, guys. thank you so much. that was certainly spirited and fun. from the u.s. to every corner of the globe, money is flying around the world. paris farmers blocked roads with tractors to protest president francois holl land's plan to raise taxes. farmers specifically angry about

ecotax on road freight. workers union said it would cost thousands of jobs pat a time french employment is up to 11%. the it snarled traffic on five major routes in paris. communist party is cracking down on firms and forbidding using public funds to pay for new year's party celebrations. items banned from buying alcohol, fireworks, flowers, food and tobacco. the order covers government departments and financial institutions though an exception will be made for those who want, to quote, console others. hmmm. sound very effective. over to italy, more salacious details emerging from the tax fraud conviction of former prime minister silvio berlusconi. a court document explaining his seven year jail sentence said that berlusconi was the ringmaster of sex parties at his mansion near milan. he directed women to perform and dancer rot i cannily and

77-year-old also had sex with a 17-year-old in exchange for money and jewelry. berlusconi is appealing the verdict i guess and won't serve any jail time if the conviction is upheld after two appeals. interesting. next on "money," not too long ago lawmakers wanted to stop delivery on saturday. the post office stunned everyone saying it will start delivers on sundays. it made a deal with amazon. will it put the post office back in the black? the postmaster general, i'm so excited is here. abercrombie & fitch backpeddles from the ceo's stupid plan not to cellaringer sizes. is it a sign companies can not make fat profits only catering to skinny people? it is today's money talker. do you ever have too much money? ya know, with new fedex one rate

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melissa: the internet age nearly killed the u.s. postal service but ironically a deal with online giant amazon may get the mail back on its feet. just in time for the holidays. the post office is going to start delivering packages for amazon on sundays to customers! how can this help the post office which i hate to mention it, they're still $40 billion in debt? joining us now is the u.s. postmaster general, patrick donahoe. general, thank you so much for coming back on the show. we always love having you on. we were excited to hear about this deal because it is such a positive thing. did amazon approach you? how did this happen? >> well wave been working with amazon a number of years, melissa. as a matter of fact we were their first delivery company, when jeff bezos was working out of his garage. we had nice working relationship with them for number of years. over the past year we got together. we've been r been delivering more of their packages they drop in at the post office level and

we started talking about let's try sunday and here we are. melissa: do you have to compete against fedex or ups for sunday delivery? >> number we put the offer on the table. we worked it out with amazon. they had a lot of interest. of course we have a sweet spot both companies. we deliver very well to the home and, they have a lot of packages going to the home. it made food sense for them to have that seven-day opportunity for their customers. people like to go online and order and great to get your package the next day. melissa: absolutely. i think a lot of people don't know you already do make deliveries on sunday anyway. what i didn't love about this deal though, you're not charging them highest rate for sunday delivery. that is usually a real premium for you and moneymaker. why give them a special deal? >> well we have express mail that we deliver at pretty high rate. melissa: yeah. >> what we're doing with amazon, they work with us and drop the mail in at the post office, through their network. and then we deliver the last mile. it's a win-win.

financially a good deal for both of us. melissa: really? can you say how much money you will make on this? >> no, i can't. melissa: why not? you don't want to or don't know? >> it is proprietary. a contract. melissa: you don't want to let the competition know. i hate to mention it you lost $5 billion this year. this is the 7th year of losses. you're raising price of stamps in january. that will bring in 2 billion. any chance you're going to break even in 2014? >> here's the thing. last year, we just finished the our fiscal year in september. we lost $5 billion. our operating loss was under a billion. as a matter of fact, if we would have been able to move to six to five-day delivery like we wanted to this year we would broke even or even mate a little bit of money much we're waiting for legislation to go through, pressing on that, as i told you last time. what that does gives us an opportunity to improve the p&l by $8 billion fixing health care issues. we'll be profitable immediately and be able to start paying that debt down. melissa: are you hopeful about that happening?

>> let's see. we're working with congress right now. there's a bill in the house and a bill being worked on in the senate. we're hoping it gets passed and we're finished with this by the end of the year. melissa: you know some in the senate want you to work on retirement benefits. senator bernie sanders, for example, you have $5.6 billion in retirement benefits that are required that you have to pay out, without this burden, you would be profitable. how do you respond to that? >> here's where we are with health care and retirement benefits. we've got three funds. two of our fund right now are either fully paid or practically fully paid that retirement. we're in excellent shape there. from the health care perspective, if we integrate medicare with our health care plans for post-65 retirees like any other company does we'll be fully paid. we'll be fully paid for both retirement funds and fully paid for retiree health benefits. best funding of any organization in the united states. we can get there with the legislation. melissa: 80% of your costs go to

labor. do you have too many people and too many post offices? >> we reduced headcount in postal service 300,000 since the year 2000. 200,000 in the last five years. our people do a great job. think about it this way. it is not percentage of labor. just the size of cost pie. that is what we continue to reduce. >> i love the deal thaw made with amazon because it is thinking outside the box. a lot of people are saying, cutting the saturday delivery is kind of chinsy. that is cutting. this is new business. this is reverse contracting. this is fabulous. are there other folks you're looking to make the same kind of deal with? what about walmart? what about other people that are delivering? >> we're talking with other companies. we stated publicly we think the postal service needs to quickly move to mail delivery business monday through friday. packages seven days a week. that is the way the american economy is moving. we want to be first in the market with all those opportunities. melissa: all right. are you ready for the holiday season? >> yes, we are. did you get your holiday stamps i hope? >> i did.

i'm a huge fan. i print the labels and send packages from my office, from home. >> good. melissa: i'm rooting for you guys. i want you to cut costs. >> great. melissa: i like this deal. thanks for coming on. i always love having you on the show. >> thank you. melissa: up next, are companies able to make fat profits by telling customers they're not skinny enough? lululemon and abercrombie getting killed after infamous comments to that effect? do businesses have to go fat to make money? tweet me. tell me what you think. our "money talker" on panel are ready to rumble. he took the help when needed it and is driving off with a profit today. keep it here to find out who it is. "piles of money" coming up. to make their money do more. (ann) to help me plan my next move, i take scottrade's free, in-branch seminars... plus, their live webinars. i use daily market commentary to improve my strategy.

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♪ ♪ melissa: abercrombie's dismal third quarter earnings report delivered one message loud and clear, if you want to stay in

business, it is time to go big. and we are talking sizes here. after years of touting its exclusivity and disdain for fat people, abercrombie will offer plus sizes. can you imagine? to its customers next year. do companies have to embrace the massive masses to make money in america? it's today's money talker. ready to hash it out, michelle, julie roginsky and david kaplan. what do you guys think? what do you think? >> my message to abercrombie, you think, abercrombie? why don't you get with it? first of all, we have an entire new movement against bullying, and your campaign is we hate the fatties? that's no way to have a campaign. we have a socially conscientious youth, and they are not going to embrace your bullying ways. melissa: it's a brand. it's about skinny. >> you know, it's a brand built on that, and i know, for super mass brands it's fine, but when you have a brand like that that the whole image is built on perceived sexiness, it

really diminishes the brand. melissa: but it's not working. they had a horrible quarter. >> but here's what offends me about abercrombie -- so many things, let me count the way. [laughter] one, the songs are so loud when you walk into the store. secondly, those annoying greeters who are supposed to be really hot who have painted-on abs -- >> they're naked! melissa: it's possible you're not their demo. i don't want to fend you, we're in the same -- >> but, no, every time i walk down fifth avenue, i walk past the stupid abercrombie store, there's tourists lined up -- melissa: really hot naked people. >> they have naked people selling clothes that are sold in the dark. i don't understand any of it. melissa: they're awful, and you need fake -- anemiad people and a -- naked people and a dark store. >> it makes sense to expand into plus sizes, but, you know, i think when you get to brands

like lululemon, though, that brand is really built on this, you know, this svelte physique. melissa: it's aspirational. it's about people who want -- >> i think the founder, his message was so awful, that's why he came under so much heat -- melissa: just for our audience, when the pants were wearing thin, he was saying it was basically the fault of your fat ass, your thighs were chafing together, and that's why your pants -- >> literally, lululemon, $80 for yoga pants? i can go to target and get them -- >> but that's the point of being aspirational. i think with lululemon, a brand which is perceived to be massive, it takes more heat. when high-end fashion designers, when they say we're not doing plus, people don't expect it. >> prada, these stick figure models -- >> that's changing because a company which essentially rents designer fashions, they just

released in september they had five designers including badgley mischka, plus sizes for sizes 14 and above. >> those designers embracing the larger-sized woman. melissa: look at bethany frankel, skinny girl. i mean, her entire brand is based on trying to be a stick figure. you can't even enjoy yourself when you're having a cocktail. >> she's trying to alleviate the added guilt of cocktails, which is calories. we're already guilty when we're imbibing, because we're imwining, now i -- imbibing, now i feel like i have bethany's blessing. this is good for we. >> victoria's secret, another pet peeve of mine -- melissa: please. reach. >> you're essentially paying ridiculous sums of money for yoga pants and bras that you could get at a target or tj max for one-tenth the price. >> but they're nottaspirational. >> neither is victoria's secret or -- >> pad -- prada is aspirational. victoria's secret is just a

ripoff. >> i think it's a really bad move to tell an entire section of the population, we don't want to sell to you. you don't cut out an a entire section and say i don't like you -- melissa: that's not the -- >> if somebody wants to give you money, take the money. >> i disagree. if you're smart, you're going to take the money. but if you are aspirational, if you are a prada or a -- any of these, i can't probably pronounce that right -- >> it dilutes the brand. >> what about abercrombie, for example? they've made their whole brand is about being these skinny, hip people. they were never going to make anything over a size 10. they've gotten absolutely crushed, they had a terrible quarter. now all of a sudden, i mean, is it smart to change their ways and say we're going to add plus sizes, or are they just going to go further down the drain? >> abercrombie's clothing is not necessarily what you'd call couture. so it doesn't translate well, especially not to the youth market. melissa: you have companies like

nordstrom's who have gone out of their way, they transition into plus sizes in the catalog seamlessly so you don't realize -- they're not making a big deal out of it. they have gone out of their way to say, look, the american woman has gotten larger, there is nothing wrong with that. we want to sell to everyone, everyone should look beautiful. dove's soap, same thing. they did that ad campaign, sales went up 600% with their campaign for real beauty. >> i started buying dove's because i think it's lovely. i said i have to support this company purely for that reason. >> there's a huge difference between soap and clothing. melissa: correct. >> but we're saying that so many people in america now are larger. this is the norm. as a business, do you need to get with it and embrace that in order to be successful in america? what do you think? that's our central question. >> as a business, you need to create the brand that is something you feel good about buying, just like the way you were moved to buy dove. abercrombie's being obnoxious,

and i think a lot more people would embrace them. melissa: they like obnoxious. >> but their market doesn't. melissa: yeah. >> we're talking about abercrombie, how they've been going, it's young kids. >> but young kids are getting heavier. melissa: that's a great point. >> it used to appeal to high school kids and college kids, and those kids are not as thin -- >> and they want to feel good about the companies that they're giving their hard earned money to. melissa: you guys were great. thank you. go have a hot fudge sundae. all right. student investors at georgia tech turned a -- $100,000 into a million. i think they're on to something. we're going to find out their strategy so you can make money too. at the end of the day, it is all about "money." ♪ ♪ [ male announcer ] this store knows how to handle a saturday crowd.

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right here, right now this week. we're heading to georgia tech, student foundations investment committee. it is the largest wholly student-run endowment in the country, and the endowment which started with $100,000 donation in 1986 has now grown to more than a million bucks. here now on how they've done it, two yellowjacket fund members, thanks to both of you for joining us. >> thanks for having us. melissa: terrific. your equity investments are doing really well, up 46% versus the s&p up 25%. what's your best-performing stock, your strategy, how did you do this? >> great. well, unfortunately, our senior financial director, michael hudson, is really the mastermind behind the portfolio couldn't be on air with us, but we really have three main things that are helping us outperform. one is a decreased correlation to the s&p. we're focused on finding stocks that aren't correlated to the broader market and generating

some real alpha. melissa: wait, wait, hang on. i've got to ask you, the market has been going up. do you not believe that the market's going to continue to go up in general, the s&p, based on what the fed is doing and based on the fundamentals and the economy? >> right. well, one of the things we've really been looking to, we're overweight industrials right now, and we're looking for companies that are adjusting their capital structures, taking on more long-term debt before the tapering of the quantitative easing program, really looking for companies that are looking at the macro view and adjusting accordingly. melissa: okay. and what's the rest of your strategy? because i interrupted you in the middle. >> the other thing we've been overweight on is consumer discretionary. under armour has been one of our best performing stocks, they're up about 65% year to date. even though the market's doing well, under armour has just been absolutely killing it. and the reason we really like this name is they're completely a play on consumer discretionary and the rebounding economy.

we see the american consumer spending a little bit more. under armour's had 11 consecutive quarters of double-digit sales growth, so we really like that company, and based on our valuation style, we like companies that have stable cash flows, and we see you should armour -- under armour as being a perfect example of that. melissa: you look at that, and it feels like maybe it's time to take profits. >> well, we definitely have thought about that, and we've pared back our holdings a little bit, but the thing we really like about under armour is they don't even have that much international exposure, and that market is huge. china and india, the middle class is growing like crazy over there, and under armour's done such a great job with their brand, we really see a lot of upside in the name despite what it's had so far. many. melissa: okay. what else do you like right now? >> sure. so tied to consumer discretionary spending, we really like mastercard. if you can hold one business, you want to be in control of people spending money. now, consumer spending is expected to increase 50% in the next decade, and 85% of all

transactions are already estimated to be in cash. so there's huge growth potential for that market. within the, like, payment processing -- melissa: right. >> -- sector, mastercard operates an open network structure which really lets it take advantage of this global expansion in the payment. melissa: you know, can i get your perspective on some of the other big stories of the day? because you guys are right on top of it. you probably heard us talking about abercrombie in the last segment, i mean, they absolutely got hammered in the last quarter, it was the seventh straight quarter of decline, u.s. sales decreasing by be 18%, the stock is down almost 30% in the last six months. what do you think of abercrombie? do you think that's an opportunity or disaster that's just going to keep tankingsome. >> well, that's a great question. i wouldn't go as far as to call it a disaster, but the fact that they can't sell their product is definitely concerning for us. you know, something that we have noticed with that name and the thing that really stands out for us is that abercrombie and

holster, their two largest brands, had -- like you mentioned -- double-digit losses in sales, but abercrombie kids only suffered 4%. so we see a little bit of an upside there, but the management is really going to have to take charge. you know, on the earnings call they mentioned they're having a hard time targeting women, and they're closing 40-50 holster stores. so even if they are successful and they change that strategy, we just don't though if they can recover. melissa: they do have naked guys in the store, that's what we're looking at now. [laughter] by the way, kids on campus, do they like abercrombie? we're not their demo, what's your perspective? you are. >> sure. you know, i'll be with honest, abercrombie was very popular in high school. we see more, you know, polo, ralph lauren, brooks brothers, that seems to be -- melissa: yeah. you guys are bigtime now, i aeroyou. ashton kutcher's piling on abercrombie, they are getting -- walmart.

they are getting hammered right now. what do you think? >> they have been getting a lot of negative publicity, but their demographic is still sort of the low to middle-end consumer, and the american recovery has been sort of slow. we haven't seen a huge rebound in this american recovery. so i think going into this sales period and going into the holiday shopping period, this is pivotal for walmart. we're going to see how they perform. but right now we're kind of just sitting on the sidelines and waiting to see what happens. melissa: you guys are so smart. can i ask you about snap chat? >> absolutely. [laughter] melissa: they turned down a $3 billion offer there facebook. crazy? insane? is it going to be worth more than that over time? what did you think of that decision, and what do you think of snap chat? >> sure. so one of the difficult things with snap chat, as with all of these tech start-ups, is determining a fair value. if you look at the number of users and the equity value per user, facebook trades at about $100 per unique user per month, twitter trades at about $120 per unique user per month, and while

snap chat has no publicly discaroused, they would need to have about 272 million users to be trading about in line. with facebook and twitter. melissa: and do you think that they'll eventually get to that point? again, i think you're right in the sweet spot of their demo. do you guys use it? do you like it? >> sure. it's definitely popular on campus. but it's hard to say, you know? snap chat wasn't a thing at all a few years ago. who's to say if that growth will continue. you know, they don't really have a very unique business model. there's nothing stopping facebook or another competitor from come anything and building something similar and getting people to use it as well. melissa: you guys are awesome. thank you so much for coming on. you are brilliant and fantastic. good luck to you, although i don't think you need it. >> thank you so much for having us. [laughter] >> appreciate it. melissa: if you have the need for speed, new traffic technology is about to slow down your ride. in philadelphia, speeding turns the traffic light red.

you go fast, it stops you. we're going to tell you who else is using these sneaky sensors. i don't like them. you can never have too much "money." ♪ ♪ you really love, what would you do?" ♪ [ woman ] i'd be a writer. [ man ] i'd be a baker. [ woman ] i wanna be a pie maker. [ man ] i wanna be a pilot. [ woman ] i'd be an architect. what if i told you someone could pay you and what if that person were you? ♪ when you think about it, isn't that what retirement should be, paying ourselves to do what we love? ♪

♪ ♪ melissa: it is time for some speedy spare change. driving too fast in philly has taken a new turn, and if you are over the limit, watch out. putting the ped aal to the metal will actually trigger a red light. i don't like that. making your rush commute even slower. on kelly drive in philadelphia, this pilot program is up and running, and the man behind the idea joins me now. richard is the chief traffic and streetlight engineer for philadelphia. you know, i read about this, and i said we have to immediately

get tease people on the show -- these people on the show. i drive a little fast, so i don't love the sound of this, but i see why you want to make your streets safer. tell me how it works. >> oh, thanks for having me. what it does is, actually, it just detects the vehicle's speed. we average it over three sensors we put on the road, and based on that if it goes over a certain amount over the speed limit, we trigger a red light. melissa: it seems so logical. why haven't we seen this before? there must be a down styled. downside. >> from what i know, this is the first installation in the united states. actually, portugal -- i got the idea from portugal, a friend of mine went out there for vacation to visit his parents, and he told me this happens over there. melissa: but why do you think we haven't done it before? i'm a bit of a conspiracy theorist, so i was trying to think, you know, do you collect less ticket revenue because people were speeding and the light turns red and they stop

and they're not speeding? why have we not seen this before? >> that i don't know. we were challenged by our deputy mayor to try to slow the people down on this particular part of the ruled, and we're -- we tried different messages, we've tried to do speed signs, we've actually even put police to enforce the speed limit. this was actually another, i guess, another part of the tool bag that we're trying to use. melissa: is it working better? because it seems like nothing will slow people down faster than a red light, unless you're going to blow through it and plow people over to, that's it, you're stopped. is it effective? >> we have noticed a people have started to slow down. the pilot has been on for a little over six weeks. when they got the most attention was actually when we put out the dms signs which actually state speeding triggers red light, everybody started questioning that. melissa: so does it never turn red if you're going the right speed limit? i mean, if you're just going along -- what is the speed limit in this zone, by the way?

>> the speed limit's 35 in this zone. melissa: okay. so if i'm going 35 miles an hour, is it not an intersection? does it never turn red? >> it won't turn red if you're going the speed limit. melissa: so when you're standing by there on an average day, how often -- i mean, is it turning red less often? are people getting the message of going slower and it keeps the light green? >> yeah. in the beginning it was actually turning red quite a lot. now that we're in the middle of our media campaign and getting the message out to people, it actually has slowed the traffic down in this particular area, kelly drive. and it turns red a lot less often. melissa: it was $11,000. i mean, this show is called "money," so we've got to talk about the money of this story. it cost $11,000, are you thinking about putting it in in other places? >> we're kind of doing our after-study right now, and if it's successful, we're looking to implement it in other areas. this installation was fairly simple because it's an isolated

installation -- intersection, i mean. we're trying to see if we can put it into a coordinated signal system where we can then monitor the speeds and can then help out the traffic. melissa: what do people say to you? are they annoyed because you're slowing them down? what have you heard? >> i get both. those people who are very happy that the city's being proactive and thinking outside the box, and i get those who hate the fact that they can't go as fast as they want down the city streets. melissa: all right. richard, thank you so much for coming on. we appreciate your time. very innovative solution there. thank you. >> thank you for having me. melissa: up next, who made money today? his company became a charity case, but it is standing strong and cruising home with cash now. we have the answer right after this. you can never have too much "money." you can have too many red lights though. that's my opinion. ♪ ♪ ♪

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♪ ♪ melissa: whether it's on wall street or main street, here's who made money today. anyone who owns general motors, today's announcement that the treasury department will sell its remaining 31-plus million shares by the end of the year, help boost the stock more than 1%. chairman and ceo dan akerson owns about 176,000 shares of gm, so he's driving away with $75,000. not a bad day. losing money today, ashton kutcher and jay-z, investors in black jet. it was an app which was dubbed the uberfor planes, just whht you need, right? the company allowed members to pay a hefty $2500 fee and then book seats on private jets, but its lack of success forced it to land for good. they reportedly only received one customer review which called its service horrible. the person also added, quote:

i've had an easier time getting into the white house. [laughter] trying to give money back, a seasonal ferry worker in cape cod, he finds himself out of work at the end of every tourist season. he normally gets $117 a week in unemployment but says massachusetts sent him a payment for more than ten times the amount, $11,300. the man told fox he has called eight to ten different numbers to try and fix the mistake, but no one will take the money back. he's torn up the check but says one woman he spoke with says if he gets another one, he should just cash it. gee, i wonder why government spending's so out of control? send the money to me, i'll cash it. be sure to tune in tomorrow, we have a special guest, lauren hudson. she wrote a book on capitalism -- she's only 13 years old! how she did it and why. this is the future of america, people. that is tomorrow at 5 p.m.. the willis report is coming up next.

♪ ♪ gerri: hello, everybody, i'm jerly willis. tonight on "the willis report" -- you are supporting their kids. billions of dollars in child support not being paid. also, airlines find yet another way to squeeze consumers, bidding on seats. and ear come the big deals -- here come the big deals, retailers are pulling out all the stops to get you shopping this thanksgiving and christmas. we're watching out for you tonight on "the willis report." ♪ ♪ ♪ ♪ jer swrer welcome to "the willis report," your show, your money, your voic